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The most important factor is to be proactive! 

What are your options as a home owner?

If you want to keep your home:​

  • Refinance 

  • Lender loan workout

    • Loan Modification

    • Forbearance

If you want to leave your home:

  • Deed in lieu of a foreclosure

  • Foreclosure

  • Short Sale

  • Sale your home and cover the loan shortage

Short Selling your home is a better option that letting the bank foreclose on your home. 


Benefits of a short sale are:

  • Less damage to your credit score

  • Better for your credit history

  • Easier to establish credit

  • Better for employment

  • Possible relocation funds

  • Faster ability to buy a home again

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